
Insurance Solutions Designed for Your Industry. Built for Your Success.
Innovative Program Solutions (IPS) was founded to deliver best-in-class Program administration with particular emphasis on industry gaps and classes that are misinterpreted. We specialize in creating tailored insurance programs that address the unique risks and challenges of targeted industries. With expert underwriting, advanced risk management, and a technology-driven approach, we provide comprehensive solutions that help businesses protect their future while optimizing costs.

Tailored Programs. Smarter Risk Management. Real Results.
Our Programs
We offer industry-specific insurance solutions designed to lower the total cost of risk while ensuring comprehensive coverage. Our programs are built on decades of experience, cutting-edge insurtech, and a commitment to improving loss ratios and expense efficiency. Whether you’re navigating complex risks or seeking a better way to manage coverage, IPS delivers the expertise and solutions you need.
Our Advantages
Tailored Solutions
We design industry-specific insurance programs that fill coverage gaps and create market opportunities.
Seamless Differentiation
We handle the strategy, implementation, and management, so you can focus on building relationships and growing your business.
Cost & Risk Optimization
Our expertise in underwriting, risk management, and actuarial analysis reduces loss ratios and enhances expense efficiency.
Expert Support
Our team with 60+ years of program-specific expertise delivers proven results and unmatched industry insight.
Sustainable Programs
Our custom-built insurance programs are designed for long-term success, ensuring scalability and profitability.
